Homeownership Is Possible!
Buying a home is one of the biggest decisions you will make in your lifetime, so it’s important to set yourself up for success. Through homeownership you can establish roots in the community, build equity for your family’s future, and create your own unique haven. HomesFund will be with you every step of the way. Get started in 3 easy steps.
Attend a Class
Our homebuyer education classes are a great way to start on the road to homeownership. This class provides an overview of everything you need to know to prepare you to purchase and own a home. This class is open to anyone and Required by anyone seeking down payment or mortgage assistance from HomesFund.
Visit with a HomesFund Advisor
HomesFund’s expert team provides free one-on-one home purchase advisement to prospective homebuyers. During the initial confidential meeting, we will discuss your homeownership goals, review your current financial situation, discuss mortgage loan options and the pros and cons to each option, and answer any questions you may have regarding the homebuying process. Plan on spending about one hour in your initial advisement session. You will leave with a clear understanding of your next steps to achieve your goal of homeownership.
Our homeownership advisors are available to meet with you as frequently as you like to help you prepare for homeownership, achieve your goals, and move through the home buying process. We are also available to provide advice after you move in.
In order to schedule a homeownership advisement session, you will first need to complete and submit our application. You can find the application online.
In order to receive HomesFund down payment assistance or loan, a homeownership advisement session is required.
Receive Mortgage Assistance
Buying a home in southwest Colorado is expensive! Once you are prepared to purchase your home we offer down payment assistance and several mortgage products. Mortgage Assistance is available in La Plata, Montezuma, Archuleta, San Juan, and Dolores County – Colorado. (We do not offer services across state lines, Colorado only)