Attend a Class
Our homebuyer education classes are a great way to start on the road to homeownership. This class provides an overview of everything you need to know to prepare you to purchase and own a home. This class is open to anyone and Required by anyone seeking down payment or mortgage assistance from HomesFund.
Submit an Application
When you are ready you can ask for an application packet to be emailed to you, or you can pick one up at homebuyer education class, or print from our website. After we receive a complete application and all necessary documents, we will review your household size and total household income. We will then review a common 30 day period of your spending by reviewing bank and credit card statements. You must successfully pass the budget review before qualifying. After your application has been fully processed, your intake meeting will be scheduled with a Homesfund advisor.
Visit with a HomesFund Advisor
HomesFund’s expert team provides free one-on-one home purchase advisement to prospective homebuyers. During the initial confidential meeting, we will discuss your homeownership goals, review your current financial situation, discuss mortgage loan options and the pros and cons to each option, and answer any questions you may have regarding the homebuying process. Plan on spending about one hour in your initial advisement session. You will leave with a clear understanding of your next steps to achieve your goal of homeownership.
Our homeownership advisors are available to meet with you as frequently as you like to help you prepare for homeownership, achieve your goals, and move through the home buying process.
In order to schedule a homeownership advisement session, you will first need to complete and submit our application. You can find the application online.
In order to receive HomesFund down payment assistance or loan, a homeownership advisement session is required.
Receive Mortgage Assistance (If you qualify)
Buying a home in southwest Colorado is expensive! Once you are prepared to purchase your home we offer down payment assistance and several mortgage products. Mortgage Assistance is available in La Plata, Montezuma, Archuleta, San Juan, and Dolores County – Colorado. (We do not offer services across state lines, Colorado only)
