Helping Families Achieve Home Ownership Since 2008
HomesFund is here to help you find your path to homeownership
Tired of Renting? We can help.
It might feel like renting is the only option, but that’s not true! You can become a homeowner in beautiful southwest Colorado and we have the tools and resources to help you achieve your dream. Whether you are a first-time homebuyer or have already owned a home, we can help. All you have to do is take the first step. From start to finish, we’re with you every step of the way.
HomesFund will work with you so that you have the information you need to make good decisions as you prepare for purchase, find a home that fits your needs, and make a wise and affordable investment in your future.
We are happy to answer general program questions, but to answer any specific questions regarding eligibility or personal circumstances will require a review of application materials.
Become a Homeowner
HomesFund works with you every STEP of the way to get you through the doors of your new home.
01.
Attend Class
Our free homebuyer education classes are a great way to start on the road to homeownership. This 8-hour program provides an overview of everything you need to know to prepare you to purchase and own a home.
02.
Submit an Application
When you are ready, you can ask for an application packet to be emailed to you, pick up one at a Homebuyer Education Class, or print one from our website.
03.
Visit with a Homeownership Advisor
HomesFund provides a free home ownership assessment to help you determine if homeownership is right for you, what steps to take next, and answer any questions you may have.
04.
Receive Mortgage Assistance
Buying a home in southwest Colorado is expensive! Once you are prepared to purchase your home, we can assist you with down payment assistance and several mortgage products we offer.
Mortgage Assistance
Buying a home is expensive when you live in gorgeous Colorado, but we have financing tools to help you achieve your dream.
Shared Appreciation Loans
A shared appreciation loan helps you bridge the gap between what you can afford and the purchase price of a home. These loans require no monthly payments. Rather when you sell or repay the loan, the HomesFund receives a portion of the appreciation.
Building Wealth Loans
If you do not have a 20% down payment, you will likely be required to pay costly mortgage insurance in addition to your monthly mortgage loan payments. With a Building Wealth Loan, we eliminate the need for mortgage insurance and we can save you hundreds of dollars each month.
What New Homeowners Have to Say
![Joey & Sarah](https://homesfund.org/wp-content/uploads//bfi_thumb/joey-sarah-ncr1wcg8grjip14svd7r6hn0p7bgzmqhkhm6y3200o-ncr205oo6krds3lgm0jaaj0bfgj27fvarcv30heis8.jpg)
![Brenda](https://homesfund.org/wp-content/uploads//bfi_thumb/brenda-ncr1wf9r19ndnv0pewfmvyxehcxkmq1okvkndwxti0-ncr205oo6krds3lgm0jaaj0bfgj27fvarcv30heis8.jpg)
![Tamara](https://homesfund.org/wp-content/uploads//bfi_thumb/tamara-ncr25idl3m35w5tkcttszodt7g5b1e49tulme7gtco-ncr2zpwuqxfx0zxuydx5mjy4i98zf71pndeencobdk.jpg)
![Bill and Baily](https://homesfund.org/wp-content/uploads//bfi_thumb/bill-ncr25ghwpy0l8xwant0juouw0oeklzwt5lanfnjlp4-ncr2zpwuqxfx0zxuydx5mjy4i98zf71pndeencobdk.jpg)
We appreciate the Local News Network and Alpine Bank for featuring HomesFund in this Community Matters Segment!
Community Partners
We’re thankful for all the support we receive from our community partners.
Four Corners Community Bank has provided support for the Homebuyer Education and Mobile Home programs. Four Corners Community Bank is a Platinum sponsor of the 2023 HomesFund event.
First Southwest Bank provided two Equity Investments totaling $478,792 to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program. First Southwest Bank is a Platinum Sponsor of the 2023 HomesFund event.
Community Partners
We’re thankful for all the support we receive from our community partners.
![alpine bank logo](https://homesfund.org/wp-content/uploads//2021/02/Alpine-Bank-Mort-Logos-2-300x125.jpg)
Alpine Bank provided an Equity Investment of $330,000 to HomesFund to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program.
![first southwest bank logo](https://homesfund.org/wp-content/uploads//2021/02/FSWB_NEWlogo_TAG_Horizontal-web-300x109.jpg)
First Southwest Bank provided two Equity Investments totaling $478,792 to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program. First Southwest Bank is also a Platinum Sponsor of the 2020 Stay Home for HomesFund event.
![four corners community bank logo](https://homesfund.org/wp-content/uploads//2021/02/FCCB_logo_tag_vector-300x140.png)
Four Corners Community Bank is a Platinum Sponsor of the 2020 Stay Home for HomesFund event.