Helping Families Achieve Home Ownership Since 2008

HomesFund is here to help you find your path to homeownership

Tired of Renting? We can help.

It might feel like renting is the only option, but that’s not true! You can become a homeowner in beautiful southwest Colorado and we have the tools and resources to help you achieve your dream. Whether you are a first-time homebuyer or have already owned a home, we can help. All you have to do is take the first step. From start to finish, we’re with you every step of the way.

HomesFund will work with you so that you have the information you need to make good decisions as you prepare for purchase, find a home that fits your needs, and make a wise and affordable investment in your future.

We are happy to answer general program questions, but to answer any specific questions regarding eligibility or personal circumstances will require a review of application materials.

Become a Homeowner

HomesFund works with you every STEP of the way to get you through the doors of your new home.

01.

Attend Class

Our free homebuyer education classes are a great way to start on the road to homeownership. This 8-hour program provides an overview of everything you need to know to prepare you to purchase and own a home.

02.

Submit an Application

When you are ready, you can ask for an application packet to be emailed to you, pick up one at a Homebuyer Education Class, or print one from our website.

03.

Visit with a Homeownership Advisor

HomesFund provides a free home ownership assessment to help you determine if homeownership is right for you, what steps to take next, and answer any questions you may have.

04.

Receive Mortgage Assistance

Buying a home in southwest Colorado is expensive! Once you are prepared to  purchase  your home, we can assist you with down payment assistance and several mortgage products we offer.

Mortgage Assistance

Buying a home is expensive when you live in gorgeous Colorado, but we have financing tools to help you achieve your dream.

Shared Appreciation Loans

A shared appreciation loan helps you bridge the gap between what you can afford and the purchase price of a home. These loans require no monthly payments. Rather when you sell or repay the loan, the HomesFund receives a portion of the appreciation.

Building Wealth Loans

If you do not have a 20% down payment, you will likely be required to pay costly mortgage insurance in addition to your monthly mortgage loan payments. With a Building Wealth Loan, we eliminate the need for mortgage insurance and we can save you hundreds of dollars each month.

Attend a Class

This is the very best way to begin! Below are our upcoming classes.

What New Homeowners Have to Say

Don’t give up trying to live around here.  Owning a home is more affordable than you think, and it’s a great way to invest in the future.Joey & Sarah
Joey & Sarah
I needed my hand held. Pam at HomesFund walked me through the whole process.Brenda
BrendaChef at Mercy Regional Medical Center
Buying a home is a commitment. You need to prepare, get your credit together, and follow a budget.  HomesFund helps you with that.Tamara
TamaraRisk Investigator
There were obstacles, but I really wanted to own a home. Pam helped me set goals and seize a window of opportunity.Bill and Baily
Bill and BailyVeteran, Carpenter

We appreciate the Local News Network and Alpine Bank for featuring HomesFund in this Community Matters Segment!

Community Partners

We’re thankful for all the support we receive from our community partners.

Four Corners Community Bank has provided support for the Homebuyer Education and Mobile Home programs. Four Corners Community Bank is a Platinum sponsor of the 2023 HomesFund event.

First Southwest Bank provided two Equity Investments totaling $478,792 to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program. First Southwest Bank is a Platinum Sponsor of the 2023 HomesFund event.

The Colorado Health Foundation has provided financial support for the Homebuyer Education Program and they are a Platinum Sponsor of the 2023 HomesFund event.

Community Partners

We’re thankful for all the support we receive from our community partners.

alpine bank logo

Alpine Bank provided an Equity Investment of $330,000 to HomesFund to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program.

first southwest bank logo

First Southwest Bank provided two Equity Investments totaling $478,792 to fund the Impact Loan Program and the Manufactured/Mobile Home Loan Program. First Southwest Bank is also a Platinum Sponsor of the 2020 Stay Home for HomesFund event.

four corners community bank logo

Four Corners Community Bank is a Platinum Sponsor of the 2020 Stay Home for HomesFund event.